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7-Year-Old Boy Hacks Mom’s Credit Card, Orders Rare Toy Worth $10,000

by | April 12, 2019

This mother was probably just short of fainting upon receiving an order confirmation email from her credit card company informing her about a $10,000 toy transaction. The mysterious transaction was the purchase of a “Coles Stikeez” limited edition “Billy” banana toy. Keep reading to find out what happens when a 7-year-old boy hacks mom’s credit card!

7-Year-Old Boy Hacks Mom’s Credit Card, Orders Rare Toy Worth $10,000
Credit: by Ludmila Ivashchenko/ Shutterstock

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7-Year-Old Boy Hacks Mom’s Credit Card, Orders Rare Toy Worth $10,000

The innocent purchase of a limited edition golden “Billy” banana could have turned into the worst transaction of a mom’s life, had she not get her $10,000 back from the sellers after realizing what had happened. Before I go on, I would like to state how important it is to keep valuables (like credit or debit cards, or any object that can be potentially mishandled by a child) out of reach from children. For instance, computers and smartphones which have your payment info saved, should not be given to a child without supervision.

Credit: by Master1305/ Shutterstock
7-Year-Old Boy Hacks Mom’s Credit Card, Orders Rare Toy Worth $10,000

It is not uncommon for children to unintentionally abuse such valuables, and as parents it is your responsibility to make sure mishaps are averted. Even if your kids seem to listen well, they are still little children, after all. If it happens to you, you may not be as fortunate as the mother in this story!

The Eye-Watering Transaction

According to 7News Australia, Donna Jacob, who is 47, has a 7-year-old son with autism. Her son, Cole, is a diehard fan for collectibles, but his mother denied his latest pleading, telling him that the small toy was off-limits. Autism is a complex neurological condition that can cause rigid and repetitive behaviors in children, among other atypical social and psychological behaviors.

The youngster became desperate after his mom told him he couldn’t have his favorite golden banana. Only 100 of these rare “Billy” bananas were produced in Australia, which made this eBay purchase feel even more pressing. With credit card information automatically saved in Dona’s computer, Cole was instantaneously able to order the limited edition “Billy” banana. Until the confirmation email from eBay alerted her, Jacob didn’t realize such huge a transaction has been made through her credit account.

“I think it’s just ludicrous this could happen.”

Credit: by Africa Studio/ Shutterstock
7-Year-Old Boy Hacks Mom’s Credit Card, Orders Rare Toy Worth $10,000

“It’s certainly nothing we’ve budgeted for and nothing we can afford,” she said.

Jacob wondered how such big purchase was even possible in the first place, and within just a few clicks! Without wasting any time, she made a plea to the seller, explaining that her son made the purchase without her knowledge. Much to her dismay, her plea was ignored. Even the mediator between the buyer and seller, PayPal refused to help her. PayPal told her that the purchase was a “friendly fraud” and it is highly unlikely she was to get her money back.

She was Lucky

After days of being juggled between bank, seller and PayPal (a very common occurrence in dealing with online transactions), she raised questions about the ease of making such a large purchase.

She said, “Between PayPal and the bank, there should be at least one stopper that says ‘hang on, this isn’t right,’ and no-one did.”

After media outlets contacted the e-commerce giant to inquire about the potential refund, eBay finally agreed to give to return the payment in full to Jacob, for the hugely abrupt and un-consented purchase her son made through her account.  

Credit: by Denys Prykhodov/ Shutterstock
7-Year-Old Boy Hacks Mom’s Credit Card, Orders Rare Toy Worth $10,000

“eBay understands there are unique circumstances in this case. As a result, the buyer will receive a refund for the purchase,” eBay said in a statement, issuing the refund to Jacob, who finally breathed sigh of relief.

Cases like this are a reminder to keep a close watch on your financial statements, and to ensure that your credit card information remains secure. Such incidents also raise a lot of questions regarding online transaction protocols that may require immediate reassessment to protect vulnerable buyers, like Donna Jacobs.

Considering that the majority of buyers wouldn’t make a random $10,000 eBay purchase, protections should be built into stages of the buying process to protect consumers. What do you think about the incident? Has something similar ever happened to you? Let me know in the comments.


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Debayan Paul

Digital Writer | West Bengal, India | Debayanpaul@raisevegan.com

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